Oil. Features of Financing..

Posted by DeXtR at 3:42 AM 0 comments

From the oil periodically to hear complaints that there is no money for development. Well, seems to be a truly industry is very capital intensive. For example, the government yesterday approved a plan for the industry, under which $ 500 billion should be poinvestirovany in the next 20 years on the development of deposits. That is about $ 25 billion per year. A figure of immense and it is understandable that companies will be under this program to request the benefits for themselves.

But why the oil constantly no money? It is a very lucrative business. Take, for example, the same Gazprom-Neft, then she ROE is about 28%, that is an excellent return on capital. It would seem that such a company is to attract inward investment? The answer - in the structure of liabilities of oil companies.

Virtually no oil company in the world does not use borrowed capital as a source of funding for their projects. Loans are used only for individual, small goals and do not exceed 10-15% of liabilities companies. This is due to two reasons:

     * The price of oil over the past 30 years ranged from magnitude 6 times! The company, which has such unstable incomes, always prefers to keep a low value of financial leverage.
     * Oil Assets-term, 15-30 years old. Finance their loans would have a similar duration. But to receive such loans is very easy. Funding for the same 10-year loan 20-year-old asset is not very good in terms of the financial condition of the company.

Therefore, oil companies have only their own capital, and even with good financial indicators have problems with the financing of investment.

In fact, the market is still sector, which in recent years had the same return on equity, as the oil companies. This construction. The builders were in the same situation as the oil, but they were actively using loans. Well, on one hand - we see the result. On the other hand - without credits most of those companies that are now bankrupt, just do not be. Therefore, not all so clear, every sector of its ratio of debt and equity.

P.S. And oilmen like to complain about our government over taxes. Like, everything picks up with the mineral extraction tax and other things. Compare them with the world's biggest companies, turned out that the total tax burden is about the same and amounts to 15-25% of turnover (in the list of taxes is not included VAT). Quite a modest load, among other things. Our company is the same, although we do not use Russia's natural resources.

HOW TO ATTRACT MONEY IN YOUR LIFE

Posted by DeXtR at 12:41 PM 0 comments

On the subject of money is written and said much more than on any other subject, and, nevertheless, the vast majority of people still do not know that there are some unspoken rules that help attract money. The purpose of this article introduce you to a number of principles that will teach you the right attitude toward money.
Many simply do not attach importance to how they relate to money. Moreover, many funds are not a value. In any case, they are constantly declare. Remember how often have you heard the phrase «Not in money happiness ...» or even «Money - evil!». Of course, such people will never be money. Indeed, by and large, money - is the material equivalent in assessing the correctness of our actions. In other words, money, show how well we manage their time and expertise.
The amount of our money is always meet our needs and goals. The more wealth we need to realize our goals, the more money comes into our lives. Thus, only depends on us, as we have money.
Then why do the rich people on our planet, only 5% of the total population? For one simple reason - only 5% of the population really want to be rich. After all, before you become rich, you must change yourself, your life, turn their thoughts, habits, and, most importantly, attitudes about money!


Money - is a powerful source of positive energy. The more a person makes, the more it becomes money, which, in turn, charge it with new energy, which helps to get him more money. In addition, you should pay attention to the important religious adage - «Everything that God wants us to give, he gives through people». As you know, money does not fall from the sky. We get them from other people. Thus, the money shows how valuable human life and for society. If he is really paying off - he is rich, if not - is poor.
If you do not have money, but you want to attract them into their lives, uncomplicated follow these rules:
1. Build a positive image of themselves money. Love them! Throw away all the negative stereotypes, carefully imparted to you from childhood losers!
2. Set goals in life and represents the amount of money necessary for their implementation. Remember, in a state of nature itself, without your direct participation, you accumulate the required amount.
3. Plan your expenses and income. Do not forget that all rich people getting rich before knew exactly how much money they need.
4. Due to the money, because they come into your life.
And, most importantly, imagine the possibility of the emergence of big money in your life. First, use simple psychological exercise - every day carry a pocket amount that is at least twice your monthly income. This will allow you to get used to large amounts.
I hope these tips you will not take as an empty sound, and begin to get serious about the money. And life will necessarily thank you money!